this post is sponsored, but the views presented are my own

Getting insurance for your engagement ring isn't something many people may consider. But, you definitely want to have protection for the precious jewel you are now wearing {and keep looking at} before anything happens to it. I remember 11 years ago when my husband proposed to me he had the ring appraised by a certified gemologist and took out insurance with a company that specializes in jewelry insurance to protect the diamond that now meant so much to us {for us, it cost about $100 per year}. When insuring your diamond this route - you might receive more coverage than with a standard homeowners' policy.

With insurance there's sure to be lots of conflicting and confusing information to sift through. For an unbiased resource to help you make the right decisions you can turn to InsureU. For pretty much any situation, InsureU has tips that will help you and your partner better understand your insurance issues and options.

NAIC’s new #InsureThis? campaign was set up to help brides and newlyweds simplify insurance and be aware of potential issues to consider. And, you can enter to win in the Ultimate Insurance FAIL Sweepstakes. You simply need to share strange or funny FAILs (and learn from others’ mistakes) for a chance to win an Ultimate Apartment Safety Kit, including wireless alarms and other items that may help reduce your renter's insurance premiums. (The kit is valued at $119) The InsureU Ultimate FAIL Sweepstakes is on Facebook but HURRY as it ends on Friday December 21st.